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Financing

COMMERCIAL SOLAR LOANS

Where Do You Go For Solar Panel Financing?

Unicorn Solar works with a network of trusted financial institutions to help finance residential, commercial, and utility scale solar projects. Over time, we’ve built relationships with experienced finance teams who understand the unique funding needs of solar developers and EPCs — helping our customers secure the capital they need to grow.

Here’s how our commercial solar loans work, and the value they bring to your project:

Developers and EPCs receive 100% of the loan amount at Notice to Proceed (NTP), so there’s no waiting on benchmark payments to keep a project moving. Loan terms are aligned with the length of the PPA, and our lending partners underwrite against the project’s own valuation — not the company building or owning it. That’s why many lenders can offer 100% upfront funding as a single loan, paid at closing.

Once Commercial Operation Date (COD) is reached, the construction loan converts automatically into a permanent loan, with paperwork completed upfront at origination — no extra steps required later. For qualifying projects, we can also structure tax equity as part of the full capital stack. Tax equity is applied directly toward loan repayment, boosting project and equity value by up to 35% at COD — giving owners stronger equity positions, higher bonding capacity, and improved portfolio valuation.

This financing structure helps developers and EPCs stay invested in their own projects rather than selling before NTP, often resulting in returns up to 4X the original investment  without the pressure to hand projects off to aggregators early in development. And once your first loan is set up, the process becomes largely automated for future projects: submit, get approved, and receive funding, with far less time spent on paperwork each time.

Click Here to See If You Qualify
COMMERCIAL SOLAR LOANS

Where Do You Go For Solar Panel Financing?

Unicorn Solar works with a network of trusted financial institutions to finance residential, commercial, and utility-scale solar projects. We’ve built relationships with experienced finance teams who understand the unique funding needs of solar developers and EPCs, helping our customers secure the capital they need to grow.

Here’s how our commercial solar loans work, and the value they bring to your project.

100% Funding at Notice to Proceed

Developers and EPCs receive the full loan amount at Notice to Proceed (NTP), so there’s no waiting on benchmark payments to keep a project moving. Loan terms align with the length of the PPA. Our lending partners underwrite against the project’s own valuation, not the company building or owning it. That’s why many lenders offer 100% upfront funding as a single loan, paid at closing.

Seamless Transition to Permanent Financing

Once the project reaches Commercial Operation Date (COD), the construction loan converts automatically into a permanent loan. Paperwork is completed upfront at origination, so no extra steps are needed later. For qualifying projects, we can also structure tax equity as part of the full capital stack.

Tax equity gets applied directly toward loan repayment, boosting project and equity value by up to 35% at COD. Owners gain stronger equity positions, higher bonding capacity, and improved portfolio valuation as a result.

Stay Invested, Grow Faster

This financing structure lets developers and EPCs stay invested in their own projects rather than selling before NTP. Many see returns of up to 4X their original investment, without the pressure to hand projects off to aggregators early in development.

Setting up your first loan also streamlines every project after it. The process becomes largely automated: submit, get approved, and receive funding, with far less paperwork each time around.

Click Here to See If You Qualify